1

Abandonment by your deity or church

2

Being last in your party alive in an ancient castle, isolated and alone

3

Beloved magic item sundered or made useless

4

Caught for a crime against all you stand for which you didn’t commit; penalty is death

5

Chased by an aberration through the woods while blinded

6

Dissolved by an ooze in a pit of skeletons, while still alive

7

Drowning under oppressive circumstances

8

Failed a party member and watched their death as a result

9

Failing at a game of skill, like the local fair or a jousting match

10

Failure or looking foolish to a beloved

11

Falling from a great height

12

Horse or beloved mount takes a mortal wound while you are riding

13

Involved in a lightning-storm shipwreck

14

Loss of magical power or knowledge

15

Lost in catacombs or sewers while chased by shadows

16

Overrun by a swarm of ?esh-eating insects

17

Slowly gnawed in a dragon’s maw while paralyzed

18

Suffering the effects of a wasting disease

19

Surrounded by the hungry undead with an appetite for eyes

20

Watching your business or dwelling destroyed by fre or magic