1

random aristocrat (perhaps a Roll on "NPCN1: NPC Nobles")

bumped into them on the street

2

random aristocrat (perhaps a Roll on "NPCN1: NPC Nobles")

imagined slight

3

random NPC commoner (perhaps a Roll on "NPCO1: Race, Sex & Occupation Type")

protocol error, bad manners, or lack of respect

4

random NPC commoner (perhaps a Roll on "NPCO1: Race, Sex & Occupation Type")

interfered w/ plans

5

rumormonger who damages your local rep (-2 to local charisma rolls)

NPC jealous of PC's success

6

rumormonger who damages your local rep (-2 to local charisma rolls)

NPC doesn't like how PC looks

7

someone who cursed you (roll a random curse)

NPC was just in a bad mood

8

someone who cursed you (roll a random curse)

religious argument

9

an entertainer who satirizes you (-2 to local charisma rolls)

NPC jealous of PC's spouse, family, lover , etc.

10

an entertainer who satirizes you (-2 to local charisma rolls)

NPC misunderstands PC